What is a store payment?
Store payments are the methods customers use to pay for orders on your Cartva store. Configuring payments means connecting one or more gateways — MonCash, PayPal, Stripe, and others — so money flows from the customer to your business account when an order is placed.
Payment setup is one of the first tasks after creating your store. Without at least one enabled method, customers cannot complete online purchases.
Supported methods
- MonCash — Mobile money widely used in Haiti
- NatCash — Alternative mobile money option
- PayPal — International buyers and diaspora customers
- Stripe — Card payments where available
- Bank transfer — Manual payment with instructions
- Cash on delivery — Customer pays at delivery; no online capture
How it works on Cartva
Payment configuration is in Settings under payments.
Connecting a gateway
- Select the payment method you want to enable
- Enter credentials from your merchant account (API keys, merchant ID)
- Save and test with a small transaction
- The method appears at checkout for customers
MonCash setup
MonCash requires a verified merchant account with Digicel. Cartva's setup guide walks through obtaining credentials and entering them in your dashboard. Once connected, customers select MonCash at checkout and complete payment through the MonCash flow.
PayPal and Stripe
International card and PayPal payments require accounts with those providers. Connect via OAuth or API keys as instructed in Settings.
Cash on delivery
Enable COD without external credentials. Orders are created with pending payment status. Collect cash at delivery and mark the order paid in your dashboard.
Payouts
Funds settle to your connected merchant accounts according to each gateway's schedule — not through Cartva as an intermediary holding balance.
Who it's for
Payment configuration is essential for every Cartva merchant accepting online orders.
Good fit:
- Haitian businesses needing MonCash for local customers
- Merchants selling to diaspora audiences via PayPal
- Stores offering COD for customers who prefer paying on delivery
- Any seller wanting multiple options to reduce checkout abandonment
Considerations:
- KYC verification may be required by payment providers before going live
- Some gateways are region-specific — enable what your customers actually use
What you control vs what Cartva handles
| You control | Cartva handles |
|---|---|
| Which payment methods to enable | Checkout integration with each gateway |
| Merchant account registration with providers | Secure credential storage |
| Cash on delivery policy and collection | Order payment status recording |
| Refund initiation through gateway dashboards | Passing order totals to payment APIs |
| When to add or remove a method | PCI scope reduction — card data handled by gateways |
You own your merchant relationships and payout accounts. Cartva connects checkout to those providers.
Pricing model
Payment costs come from providers, not Cartva platform fees:
- MonCash — Per-transaction fees per Digicel's merchant pricing
- PayPal — Percentage plus fixed fee per transaction; varies by country
- Stripe — Percentage plus fixed fee per successful charge
- Cash on delivery — No processing fee, but you bear collection and fraud risk
- Cartva subscription — Payment gateway integration included; no extra per-transaction platform charge on standard plans
Compare total fees across methods when deciding which to promote at checkout.